{"id":2240,"date":"2025-02-07T13:45:52","date_gmt":"2025-02-07T13:45:52","guid":{"rendered":"https:\/\/nrb.ttm.mybluehost.me\/?p=2240"},"modified":"2025-02-07T13:45:54","modified_gmt":"2025-02-07T13:45:54","slug":"financno-nacrtovanje-pred-poroko","status":"publish","type":"post","link":"https:\/\/nrb.ttm.mybluehost.me\/sl\/financial-planning-before-marriage\/","title":{"rendered":"Kaj pravi Sveto pismo o finan\u010dnem na\u010drtovanju pred poroko?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Ko se pripravljate na poroko, verjetno pre\u017eivite \u010das v molitvi o svojem bodo\u010dem zakoncu, i\u0161\u010dete modrost pri mentorjih in poglabljate svoj odnos z Bogom. Toda ali ste razmi\u0161ljali o finan\u010dnem na\u010drtovanju? Denar je lahko velik vir stresa v zakonu, vendar je lahko, \u010de se ga lotevate z modrostjo in svetopisemskimi na\u010deli, tudi orodje za gradnjo enotnosti, velikodu\u0161nosti in stabilnosti v vajinem odnosu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Razi\u0161\u010dimo, kaj Sveto pismo pravi o finan\u010dnem na\u010drtovanju pred poroko in kako se lahko dobro pripravite na finan\u010dno zdrav zakon.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-financial-planning-matters-in-christian-marriage\">Zakaj je finan\u010dno na\u010drtovanje pomembno v kr\u0161\u010danskem zakonu<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sveto pismo veliko govori o denarju, a ne zato, ker bi bil cilj bogastvo samo po sebi, temve\u010d zato, ker na\u0161 odnos do financ razkriva na\u0161e srce (Evangelij po Mateju 6,21). Mo\u010dna finan\u010dna osnova lahko pomaga prepre\u010diti nepotreben stres, poskrbi za prihodnje potrebe in omogo\u010di velikodu\u0161nost. Pregovori 21,5 nas opominjajo, <em>\"Skrbni na\u010drti vodijo k dobi\u010dku tako zanesljivo kot naglica k rev\u0161\u010dini.\"<\/em> Skrbnost in na\u010drtovanje sta v \u010dast Bogu in omogo\u010data uspeh zakona.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-20-biblical-principles-for-financial-planning-before-marriage\">20 svetopisemskih na\u010del za finan\u010dno na\u010drtovanje pred poroko<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-acknowledge-that-everything-belongs-to-god\">1. <strong>Priznajte, da vse pripada Bogu<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Psalm 24:1 pravi, <em>\"Gospodova je zemlja in vse, kar je na njej.\"<\/em> Zavedanje, da je va\u0161 denar Bo\u017eji in ne va\u0161, vam pomaga, da ga dobro upravljate ter sprejemate odlo\u010ditve z modrostjo in odgovornostjo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-discuss-financial-backgrounds-openly\">2. <strong>Odkrito razpravljajte o finan\u010dnem ozadju<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Veliko parov vstopi v zakon z razli\u010dnimi finan\u010dnimi izku\u0161njami. Imajo <a href=\"https:\/\/nrb.ttm.mybluehost.me\/sl\/govoriti-o-obcutljivih-temah-kot-so-finance-ali-druzina\/\" target=\"_blank\" rel=\"noreferrer noopener\">iskreni pogovori<\/a> o ravnanju z denarjem v va\u0161i dru\u017eini, va\u0161ih finan\u010dnih navadah ter morebitnih dolgovih ali prihrankih, ki jih prina\u0161ate v razmerje.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-create-a-budget-together\">3. <strong>Skupaj oblikujte prora\u010dun<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pregovori 27,23 pravi, <em>\"Bodite pozorni na stanje svojih \u010dred, skrbno pazite na svoje \u010drede.\"<\/em> Sodobna aplikacija je oblikovanje prora\u010duna! Z oblikovanjem prora\u010duna in sledenjem izdatkom se \u017ee zdaj lotite finan\u010dne discipline.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-avoid-debt-as-much-as-possible\">4. <strong>Izogibajte se zadol\u017eevanju, kolikor je mogo\u010de<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Rimljanom 13,8 nas opozarja, <em>\"Nikomur ni\u010desar ne dolgujemo, razen tega, da se imamo radi.\"<\/em> \u010ceprav so nekateri dolgovi (na primer hipotekarni) neizogibni, lahko prevelik potro\u0161ni\u0161ki dolg povzro\u010di napetosti v zakonu. Preden si re\u010dete \"da\", si prizadevajte za odpla\u010dilo kreditnih kartic in posojil.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-prioritize-saving-and-emergency-funds\">5. <strong>Dolo\u010dite prednost var\u010devanju in skladom za nujne primere<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pregovori 6,6-8 hvalijo mravlje, da si shranjujejo hrano za prihodnost. Oblikovanje sklada za nujne primere in var\u010devalnega ra\u010duna lahko va\u0161 zakon za\u0161\u010diti pred finan\u010dnimi krizami.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-6-tithe-and-be-generous\">6. <strong>Daj desetino in bodi velikodu\u0161en<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Malahijevo pismo 3,10 spodbuja vernike, naj Bogu prinesejo celotno desetino in obljubijo njegovo oskrbo. \u017de od samega za\u010detka vzpostavite radodarnost kot zakonca, tako da desetina in dajanje postaneta temeljni vrednoti.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-7-seek-wise-counsel\">7. <strong>Poi\u0161\u010dite modrega svetovalca<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pregovori 15,22 pravi, <em>\"Na\u010drti propadejo zaradi pomanjkanja svetovalcev, z mnogimi svetovalci pa uspejo.\"<\/em> Poi\u0161\u010dite finan\u010dno modrost pri pobo\u017enih mentorjih, kr\u0161\u010danskih finan\u010dnih svetovalcih ali cerkvenih voditeljih.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-8-set-financial-goals-as-a-team\">8. <strong>Finan\u010dne cilje dolo\u010dite kot ekipa<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kaj \u017eelite dose\u010di na finan\u010dnem podro\u010dju? Hi\u0161o, \u017eivljenje brez dolgov, misijonarjenje? Uskladite svoje finan\u010dne cilje z Bo\u017ejim namenom za vajin zakon.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-9-develop-a-spirit-of-contentment\">9. <strong>Razvijte duha zadovoljstva<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pismo Hebrejcem 13,5 nas opominja, naj bomo zadovoljni s tem, kar imamo. Izognite se primerjanju in finan\u010dnemu stresu tako, da se raje odlo\u010dite za hvale\u017enost kot za materializem.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-10-practice-self-control-with-spending\">10. <strong>Vadite samokontrolo pri porabi<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pregovori 25,28 svarijo, <em>\"\u010clovek brez samokontrole je podoben mestu, ki je poru\u0161eno in ostane brez obzidja.\"<\/em> Disciplina na podro\u010dju financ bo va\u0161 zakon obvarovala pred nepotrebnimi te\u017eavami.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"693\" height=\"1024\" src=\"https:\/\/nrb.ttm.mybluehost.me\/wp-content\/uploads\/2025\/01\/the-blonde-dupe-693x1024.jpg\" alt=\"prenosni ra\u010dunalnik\" class=\"wp-image-2222\" srcset=\"https:\/\/nrb.ttm.mybluehost.me\/wp-content\/uploads\/2025\/01\/the-blonde-dupe-693x1024.jpg 693w, https:\/\/nrb.ttm.mybluehost.me\/wp-content\/uploads\/2025\/01\/the-blonde-dupe-203x300.jpg 203w, https:\/\/nrb.ttm.mybluehost.me\/wp-content\/uploads\/2025\/01\/the-blonde-dupe-768x1135.jpg 768w, https:\/\/nrb.ttm.mybluehost.me\/wp-content\/uploads\/2025\/01\/the-blonde-dupe-1040x1536.jpg 1040w, https:\/\/nrb.ttm.mybluehost.me\/wp-content\/uploads\/2025\/01\/the-blonde-dupe-1386x2048.jpg 1386w, https:\/\/nrb.ttm.mybluehost.me\/wp-content\/uploads\/2025\/01\/the-blonde-dupe-8x12.jpg 8w, https:\/\/nrb.ttm.mybluehost.me\/wp-content\/uploads\/2025\/01\/the-blonde-dupe-scaled.jpg 1733w\" sizes=\"auto, (max-width: 693px) 100vw, 693px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-11-ensure-you-have-income-stability\">11. <strong>Zagotovite si stabilnost prihodkov<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pavel pi\u0161e v 2 Tesaloni\u010danom 3,10, <em>\"\u010ce kdo ni pripravljen delati, naj ne j\u00e9.\"<\/em> \u010ceprav so obdobja negotovosti glede zaposlitve pogosta, je pametno, da si pred poroko prizadevate za finan\u010dno stabilnost.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-12-discuss-future-career-and-work-plans\">12. <strong>Razprava o prihodnji karieri in delovnih na\u010drtih<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bo eden od vaju ostal doma z otroki? Ali se bosta preselila zaradi zaposlitve? Pogovorite se o teh morebitnih spremembah in njihovem vplivu na va\u0161o finan\u010dno prihodnost.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-13-understand-financial-roles-in-marriage\">13. <strong>Razumevanje finan\u010dnih vlog v zakonu<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kdo bo upravljal prora\u010dun? Kako se bodo sprejemale pomembne finan\u010dne odlo\u010ditve? Uskladite odgovornosti, da prepre\u010dite prihodnje konflikte.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-14-invest-wisely-and-steward-resources-well\">14. <strong>Pametno vlagajte in dobro upravljajte vire<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">V Evangeliju po Mateju 25,14-30 beremo priliko o talentih - Bog od nas pri\u010dakuje, da bomo pametni skrbniki tega, kar nam je dal. Preu\u010dite nalo\u017ebe in var\u010devalne strategije.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-15-plan-for-giving-beyond-the-tithe\">15. <strong>Na\u010drt za darovanje poleg desetine<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Radodarnost je odsev Bo\u017ejega srca. Razmislite, kako lahko s finan\u010dnim na\u010drtovanjem podprete misijonarje, lokalno cerkev ali ljudi v stiski.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-16-be-aware-of-potential-financial-stressors\">16. <strong>Bodite pozorni na morebitne finan\u010dne obremenitve<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Veliko zakonskih sporov je posledica denarnih vpra\u0161anj. Pogovorite se o pri\u010dakovanjih glede \u017eivljenjskega sloga, ve\u010djih nakupih in re\u0161evanju finan\u010dnih te\u017eav, \u0161e preden do njih pride.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-17-learn-to-make-decisions-together\">17. <strong>Nau\u010dite se skupaj sprejemati odlo\u010ditve<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Amos 3,3 spra\u0161uje, <em>\"Ali lahko dva hodita skupaj, \u010de se nista dogovorila?\"<\/em> \u010ce se boste nau\u010dili skupaj sprejemati finan\u010dne odlo\u010ditve, bo to okrepilo vajin zakon.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-18-pray-over-financial-decisions\">18. <strong>Molite nad finan\u010dnimi odlo\u010ditvami<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Jakob 1,5 nas opominja, da Bog daje modrost, ko ga prosimo. Molitev naj bo redni del sprejemanja finan\u010dnih odlo\u010ditev.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-19-be-honest-and-transparent\">19. <strong>Bodite iskreni in pregledni<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Finan\u010dne skrivnosti lahko ogrozijo zaupanje. Zave\u017eite se k popolni preglednosti in odgovornosti v finan\u010dnih zadevah.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-20-seek-christian-community-for-encouragement\">20. <strong>Poi\u0161\u010dite kr\u0161\u010dansko skupnost za spodbudo<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Obdajte se z drugimi kr\u0161\u010danskimi pari, ki dajejo prednost svetopisemskemu upravljanju financ. Tako boste dobili spodbudo, odgovornost in modrost.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-building-a-god-honoring-relationship\">Gradnja odnosa, ki \u010dasti Boga<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u010ce s financami ravnamo s svetopisemsko modrostjo, postanejo blagoslov in ne breme v zakonu. \u010ce ste <a href=\"https:\/\/www.be-salt.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">i\u0161\u010dem pobo\u017enega partnerja<\/a> ki cenite svetopisemska na\u010dela, razmislite o uporabi SALT-a, vodilne svetovne kr\u0161\u010danske aplikacije za zmenke. <a href=\"https:\/\/onelink.to\/websiteurl\" target=\"_blank\" rel=\"noreferrer noopener\">SALT povezuje samske kristjane<\/a> ki resno razmi\u0161ljate o veri, zakonu in skupni prihodnosti, usmerjeni v Kristusa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ko se pripravljate na poroko, si vzemite \u010das za rast finan\u010dne modrosti, zaupajte Bogu, da vas bo preskrbel, in dobro upravljajte s tem, kar vam je dal. Va\u0161 prihodnji zakon bo zaradi tega mo\u010dnej\u0161i!<\/p>","protected":false},"excerpt":{"rendered":"<p>When you\u2019re preparing for marriage, you probably spend time praying about your future spouse, seeking wisdom from mentors, and deepening your relationship with God. But have you thought about financial planning? Money can be a major source of stress in marriage, but when approached with wisdom and biblical principles, it can also be a tool [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":1527,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[19],"tags":[30,10],"class_list":["post-2240","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-marriage-prep","tag-all","tag-marriage-preparation"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.1 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What does the Bible say about financial planning before marriage? 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